???? Types of Lasting Power of Attorney – Which One Do You Need?

There are two distinct types of Lasting Power of Attorney (LPA) in the UK, and you may need one or both depending on your circumstances. At Prestige Wills and Trusts, we explain each type clearly and help you choose the most appropriate option.



1. Property and Financial Affairs LPA


This type of LPA allows your attorney(s) to make decisions such as:





  • Managing bank accounts and investments




  • Paying bills and handling tax affairs




  • Buying, selling, or maintaining property




  • Accessing pensions and benefits




This LPA can be used as soon as it is registered, with your consent.



2. Health and Welfare LPA


This gives your attorney(s) the power to make decisions about:





  • Medical care and treatment




  • Life-sustaining treatment decisions




  • Care arrangements and daily routines




  • Moving into a care home




This type of LPA can only be used when you lose mental capacity.


At Prestige Wills and Trusts, we often recommend that clients set up both types for complete protection.







???? Changing or Updating Your LPA


Your circumstances can change over time — and your Power of Attorney should reflect that. At Prestige Wills and Trusts, we offer a simple, stress-free update service.


You may want to update your LPA if:





  • Your chosen attorney passes away or becomes unsuitable




  • There is a change in your health or family dynamics




  • You want to add new instructions or preferences




  • You’ve moved to a new address




We handle all paperwork and guide you through the process, ensuring your wishes are always current and legally binding.







⚠️ What Happens Without a Power of Attorney?


Many people assume that their spouse, children, or next of kin will automatically be able to manage their affairs. Unfortunately, this is not the case in UK law.


Without a registered LPA:





  • Your family may need to apply to the Court of Protection




  • This can take months and cost thousands in legal fees




  • The court may appoint a deputy you do not know or trust




  • Your financial affairs could be frozen during the delay




  • Healthcare decisions could be made without your family's input




At Prestige Wills and Trusts, we strongly advise clients to put an LPA in place before it’s too late.







???? Power of Attorney vs. a Will – What’s the Difference?


Many people confuse a Power of Attorney with a Will — but they serve very different purposes.



































Feature Power of Attorney Will
When it applies While you're alive but lack capacity After your death
Purpose Manages your health and financial affairs Distributes your estate
Who it protects You and your interests Your family and beneficiaries
Legal authority Your appointed attorney(s) Your chosen executor(s)




Prestige Wills and Trusts can help you create both documents, ensuring your life and legacy are fully protected.



Why Choose Prestige Wills and Trusts Ltd?


We’re local to East Kilbride, Glasgow, and we’ve helped hundreds of families across Scotland protect their future. Here’s why our clients trust us:

✅ Expert legal guidance
✅ Affordable, transparent pricing
✅ Convenient home visits or remote service
✅ Fast and secure document processing
✅ Peace of mind for you and your loved ones

Contact Us Today
Don’t wait for a crisis to happen. Put the right legal protections in place today.

???? Serving: East Kilbride | Glasgow | UK
???? Call us: +44 1355 209333
???? Email: [email protected]
???? Visit us: https://prestigewillsandtrusts.co.uk/

Final Thoughts


Don’t wait until it’s too late. Making a will is one of the most responsible things you can do for your loved ones. Whether you want to create your will for free, write it yourself, or have it professionally prepared, the key is to get started today.

???? Contact us now for a free consultation or visit www.prestigewillsandtrusts.co.uk to learn more.

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